Optimum credit


We’re on the most exciting journey – want to join us?

At Optimum, we really do believe that it’s our people who are our main competitive advantage – the ‘thing’ that sets us apart from our competitors.   To this end we want to ensure that we recruit and retain the very best people.

“We have bold ambitions, but ones we know we can achieve with the right people on board.  With that in mind, we are always looking for exceptional people”

– Sam Marshall, Chief Executive Officer.

People join Optimum and stay – not only because we like to nurture our internal talent and support people’s career aspirations through our succession planning initiatives, but because colleagues are invested in our plans for the future and can see the opportunities coming their way.  It’s not all about work though, we have a lot of fun, celebrate success and support local charities along the way.

We’re building for the future – do you want to build for yours?

We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. 

If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you!

We currently have over 100 colleagues and are looking to increase this number significantly.  Our company values are very important to us, and we recruit people who actively demonstrate those same values. 

So, if you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows then we’d love to hear from you. 

In return for your commitment, you’ll have the chance to develop your career in a dynamic environment, working alongside the top talent, and exceptional leadership team, that have helped us in our success so far.

Our benefits

We offer competitive salaries, 25 days’ holiday + bank holidays (and a day off on your birthday to help you celebrate in style!), private healthcare, life assurance, annual bonus, and up to 8% matched contributory pension … but the real benefit of working at Optimum Credit is the opportunity to work with talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with colleagues.

At Optimum we are all ‘colleagues’.  We may have different roles and responsibilities but we all have something unique to bring to Optimum. 

We value this uniqueness and recognise that having a diverse team is the best way to succeed, so we welcome applications from suitably qualified people from all sections of the community.

Retail Mortgage Advisor
We have an exciting opportunity for an experienced Retail Mortgage Advisor to join our expanding team.
The successful candidate will provide telephone-based advice to customers on the Optimum second charge mortgage product range, in line with regulatory requirements, ensuring that customers are treated fairly at all times.
Apply now
Risk Manager
We have a new and exciting opportunity for an experienced Risk Manager to join our expanding Compliance team.
The purpose of this role is to develop and implement an Enterprise risk framework to manage key business risks.
Responsibilities include enhancing and executing the risk framework including risk appetite, risk metrics and ongoing reporting as part of the second line of defence.
Apply now
Full Stack Software Developer
IT Department
We have an exciting opportunity for an experienced Software Developer to join our expanding IT Development team. The successful candidate will be passionate about technology, eager to learn, and have significant development experience. They will develop and maintain in-house bespoke systems and provide development resource for new and existing projects.
Apply now
Mortgage Administrators
Second Charge
We are seeking to recruit Second Charge Mortgage Administrators (known internally as Broker Account Managers) to join our Wholesale Team. The successful applicant will have a strong administrative background, an exceptional work ethic and a keen willingness to learn. We are looking for proactive team players with drive and enthusiasm to get on and get the job done.
Apply now
Underwriting Manager
Commercial Real Estate
We have an exciting opportunity for an Underwriting Manager to join our newly formed Commercial Real Estate team. We are seeking an enthusiastic and experienced Underwriting Manager to help shape our policies and procedures for the launch our new product (aimed at Commercial Investor clients and Owner Occupiers) in the CRE market place.
Apply now
Complaints Executive
Fixed Term Contract
We have an exciting opportunity for an experienced Complaints Executive to join our Operations team. This is a key role supporting the Head of Operations with all customer related complaints including front line customer contact, complaint investigation and resolution, root cause analysis and identifying /owning the completion of preventative actions to reduce future complaints.
Apply now
Compliance Officer
6 month, Fixed Term
We have an exciting opportunity for a Compliance Officer to join our team on a six-month secondment. The successful candidate will have a strong track record in FCA regulatory compliance and will assist with a number of key projects, enabling Optimum to meet its conduct and compliance requirements.
Apply now

Like what you hear?

We really hope that you like what you have read about us on our website, and will want to join us … but before submitting your application we need to make you aware of a few formalities. 

As part of our commitment to individuals applying to work, or working, at Optimum, we want to ensure that we meet our regulatory and legislative obligations, including how we process the data that you submit to us. 

Please click on the links below and read about how we set about meeting our obligations regarding data protection and your personal data.

Please note, all roles at Optimum are subject to credit, anti-fraud and Disclosure and Barring Service (DBS) checks

Optimum credit

Join our Talent pool

Even if none of the roles listed below is exactly what you’re looking for, but you like the sound of Optimum and think you could be the right fit for our business, we’d still like to hear from you. 

Send us your CV and we will keep it in our ‘Talent Pool’, which we regularly review when new opportunities become available.  We will keep your CV for a maximum of 6 months, and share it with the relevant recruiting manager when a vacancy, potentially matching your skills & experience, comes up.  Your dream job could be just around the corner, so what are you waiting for? You may withdraw consent at any time, by submitting an email to jobs@optimumcredit.co.uk

Optimum Credit - Second Charge Mortgages for homeowners

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