Optimum credit


We’re on the most exciting journey – want to join us?

At Optimum, we really do believe that it’s our people who are our main competitive advantage – the ‘thing’ that sets us apart from our competitors.   To this end we want to ensure that we recruit and retain the very best people.

“We have bold ambitions, but ones we know we can achieve with the right people on board.  With that in mind, we are always looking for exceptional people”

– Sam Marshall, Chief Executive Officer.

People join Optimum and stay – not only because we like to nurture our internal talent and support people’s career aspirations through our succession planning initiatives, but because colleagues are invested in our plans for the future and can see the opportunities coming their way.  It’s not all about work though, we have a lot of fun, celebrate success and support local charities along the way.

We’re building for the future – do you want to build for yours?

We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. 

If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you!

We currently have over 100 colleagues and are looking to increase this number significantly.  Our company values are very important to us, and we recruit people who actively demonstrate those same values. 

So, if you want to be involved in our exciting expansion plans and have the chance to really shape and influence the way the business grows then we’d love to hear from you. 

In return for your commitment, you’ll have the chance to develop your career in a dynamic environment, working alongside the top talent, and exceptional leadership team, that have helped us in our success so far.

Our benefits

We offer competitive salaries, 25 days’ holiday + bank holidays (and a day off on your birthday to help you celebrate in style!), private healthcare, life assurance, annual bonus, and up to 8% matched contributory pension … but the real benefit of working at Optimum Credit is the opportunity to work with talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with colleagues.

At Optimum we are all ‘colleagues’.  We may have different roles and responsibilities but we all have something unique to bring to Optimum. 

We value this uniqueness and recognise that having a diverse team is the best way to succeed, so we welcome applications from suitably qualified people from all sections of the community.

Quality Assurance Executive (Third Party Oversight)
Permanent- Full Time
We have an exciting opportunity for a Quality Assurance Executive (Third Party Oversight) to join our new Third-Party Oversight team: The successful candidate will have the ability to work in a team environment, have a detailed knowledge of service related procedures as well as end to end arrears (including litigation) would also be an advantage.
Apply now
Credit Analyst
Full Time
We currently have an exciting opportunity for a Credit Analyst to join our Credit Risk Team. The successful candidate will play an important part in helping drive the business forward by the delivery of market leading credit risk strategies. You will use R to interrogate our customer database and provide insightful analytics to all business areas. You will use data to propose new risk strategies and manage the successful implementation of these through our in-house decision engines.
Apply now
Scrum Master
Full Time
We are seeking an experienced, adaptable Scrum-Master to lead the successful delivery of business change and IT projects across the organisation. Key responsibilities include Management of the agile software delivery process, facilitating daily scrums, sprint planning, sprint demo and retrospective meetings.
Apply now
Junior Full Stack Developer
Full Time
We have an exciting opportunity for a Junior Full Stack Developer to join our expanding IT team. We are in a period of growth as a business and are looking to create a third SCRUM team to work alongside the existing development teams within Optimum Credit. There will be 3 Developers within the 7 person team and you will be responsible for interpreting requirements all the way through to delivery and providing ongoing support of the applications.
Apply now
Test Analyst
Full Time
We have an exciting opportunity for an Test Analyst to join our IT team. Working within a structured Agile delivery method the role requires a versatile individual with strong Manual and Automation Test experience of web applications and back end services in .Net. The role is fast-paced with multiple workstreams driven by Business requirements. You will be involved in Sprint Planning, Requirements Analysis and Test Estimations (Manual & Automated).
Apply now
Regional Broker Account Manager
Full Time
We are seeking to recruit an Regional Broker Account Manager (North of England) to join the Wholesale Team. The successful candidate will have a background in secured lending or mortgage packaging/underwriting and be a team player with drive and enthusiasm to get on and get the job done.
Apply now

Like what you hear?

We really hope that you like what you have read about us on our website, and will want to join us … but before submitting your application we need to make you aware of a few formalities. 

As part of our commitment to individuals applying to work, or working, at Optimum, we want to ensure that we meet our regulatory and legislative obligations, including how we process the data that you submit to us. 

Please click on the links below and read about how we set about meeting our obligations regarding data protection and your personal data.

Please note, all roles at Optimum are subject to credit, anti-fraud and Disclosure and Barring Service (DBS) checks

Optimum credit

Join our Talent pool

Even if none of the roles listed below is exactly what you’re looking for, but you like the sound of Optimum and think you could be the right fit for our business, we’d still like to hear from you. 

Send us your CV and we will keep it in our ‘Talent Pool’, which we regularly review when new opportunities become available.  We will keep your CV for a maximum of 6 months, and share it with the relevant recruiting manager when a vacancy, potentially matching your skills & experience, comes up.  Your dream job could be just around the corner, so what are you waiting for? You may withdraw consent at any time, by submitting an email to jobs@optimumcredit.co.uk

Optimum Credit - Second Charge Mortgages for homeowners

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