Optimum credit

Optimum Credit moves to new premises

Posted on : 29th September 2019
We’re thrilled to announce that we’ve relocated to new premises within the Cardiff Capital Quarter development. This move supports exciting company growth plans following our acquisition in 2018 by Australian-owned finance company, Pepper Money.

The new office at 4 Capital Quarter offers room to grow our current colleague headcount of 130 to around 250. This’ll give us the scope to achieve expansion plans, both for the existing Optimum second charge mortgage business and the wider Pepper Money strategy, which includes the launch of new product lines with teams based in Cardiff.

Sam Marshall, Chief Executive Officers at Optimum Credit, said: “The move to the new offices in the Capital Quarter reflect the growth we have experienced since we launched in 2014 and the ambitious plans, we have to continue that under the ownership of Pepper Money.”

“This is an important move for us in terms of what we can offer as an employer in Cardiff to attract and retain the best people. We wanted the new offices to reflect our culture and who we are as a business. We’re not a traditional financial services company and we’re not a call centre. Most of our roles are technical and highly skilled, and we have a casual office environment with our values and the social side of things being very important to us. We’ve established ourselves as a leading employer in Cardiff’s financial services sector, and we are confident that this growth is set to continue as we build and diversify the skills of our growing team.”

We worked with interior design and build specialist Imium to create a state-of-the-art work environment that best reflects our culture. The office provides a variety of environments to allow our colleagues to choose their preferred style of working.

There are also break out spaces to host large company gatherings, group lunches, 1-2-1 conversations and agile working to ensure collaboration. Two large kitchens will comfortably accommodate our growing workforce as well as creating an area to host after-work social events. Continued learning and development play a huge part in our culture, so individual study booths have been installed to provide areas for quiet study and help support students on the Welsh Graduate Programmes, in which we’re a participant.

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Optimum Credit - Second Charge Mortgages for homeowners