Our Wholesale Director, Craig Collins looks at the misconception that second charge mortgages are not just for those with poor credit histories
Our Wholesale Director, Craig Collins, looks at how the UK house price boom has affected the second charge lending space.
We look at some common second charge mortgage or remortgage situations customers face.
Our Wholesale Director, Craig Collins, challenges five common misconceptions in the second charge mortgage market.
As we approach the end of 2020, our Wholesale Director, Craig Collins, looks back at the year that was and forward to the year ahead.
What the second charge lending sector can learn from the Adverse Credit Study 2020
We explore three situations where a second charge mortgage may be a good borrowing option for your customers
At Optimum Credit, we’ve been working with Pepper Money to carry out some adverse credit market research with YouGov amongst a nationally representative sample of more than 4,000 adults.
Our Wholesale Director Craig Collins shares his views on the future of the second charge mortgage market
Here are just three of the ways Optimium Credit prioritise service levels
Second charge mortgage lender, Optimum Credit has introduced improved pricing and new criteria as part of a revamped product range
Pepper Money has completed two securitisations, worth a total of £629m.
We look at how a secured home improvement loan compares to other finance options.
Find out about debt consolidation loans from the UK’s leading second charge mortgage lender.
Our colleague charity fundraising efforts raised over £3,800 in 2019.
We take a look at how Cardiff’s growing financial services sector benefits job seekers.
As the UK’s leading second charge mortgage lender, we answer seven common questions our customers ask about homeowner loans.
Since joining the Graduate Programme Wales we’ve enjoyed great success developing and recruiting talented graduates.
Find out all about second charge mortgages. We answer common questions our customers ask, including what is a second charge mortgage?
As the UK’s largest second charge mortgage provider, we announced this week that we’ve hit a total of £1 billion of lending since we wrote our first loan in 2014.
We’re thrilled to announce that we’ve relocated to new premises within the Cardiff Capital Quarter development. This move supports exciting company growth plans following our acquisition in 2018 by Australian-owned finance company, Pepper Money.
For the second month in a row, we’ve achieved a record number of second charge mortgage completions. If June was good, then July was even better! For June we achieved gross sales of £31m which we smashed in July with gross sales of £34m.
We’re delighted to announce that our Quality Assurance (QA) Team has won Support Team of the Year at the Welsh Contact Centre Awards 2019. These prestigious awards celebrate the achievements of individuals, teams and businesses across the Welsh contact centre and shared service industry.
EXISTING CUSTOMER - SUPPORT
Careers
We are always on the lookout for talented people who get a kick out of doing a great job, have a passion for excellence, and love working collaboratively with other colleagues. If you want a fast-paced environment, real career progression opportunities and somewhere to showcase your skills and experience, this is the place for you!
Optimum Credit Ltd is authorised and regulated by the Financial Conduct Authority under registration number 710410. You can confirm our registration on the FCA’s website or by contacting the FCA on 0800 111 6768. Optimum Credit is a member of the Finance and Leasing Association and follows its Lending Code. Optimum Credit Ltd Registered office: Haywood House South, Dumfries Place, Cardiff CF10 3GA.
Registered in England and Wales No. 08698121. Calls may be monitored or recorded for training, compliance and evidential purposes. All Second Charge Mortgages are subject to status, available to homeowners only and secured by a mortgage over your property.
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